I do not like this wine. At first I thought that maybe I just didn't understand it, or perhaps the style didn't appeal to me, but now I also believe that this is not a particularly good wine. If you've got time to waste, allow me to explain my relatively inexperienced, but strongly felt, opinion...
As a relatively new Ridge Montebello member, I've tasted from the winery and from personal bottles the 2019, 2020, and 2021 Ridge Estate Chardonnays. On all three I have gotten nothing but toasted/burnt buttery popcorn on the nose and very little else (other than some relatively pleasant structure) on the palate.
Most of the time I thought "fine, this just isn't my preferred style." However, I recently had the chance to semi-blind taste (I knew the bottles, but not which were which) some quality west coast and Côte de Beaune chardonnay. In this tasting, I found some wines with citrus notes, florality, pleasant oak, flintiness, even some other buttered popcorn notes akin to those I found in the Ridge on previous occasions. But one stuck out as a sore thumb. This "flintiness" and "matchstick" quality, or, as it appears to me, overcooked buttered popcorn note, dominated one wine. I could get nothing else; no fruit, no minerality, limited oak other than what appeared via the buttered popcorn sensation. It had to be the Ridge. I called it as such, and I was right. I don't think I'd ever call this wine incorrectly blind.
Also in the blind tasting was the 2020 Vincent & Sophie Morey Chassagne-Montrachet 1er Cru "Les Baudines". This had the same matchstick note, approaching some popcorn aromas, but it backed it up with fruit, florality, and minerality! Tasting this (and other chardonnay of similar and differing styles) alongside the Ridge made it so obvious to me that the Ridge Chardonnay completely lacked complexity, nuance, and any sense of restraint.
The Ridge Chardonnay is one-dimensional, consistently overbearing in its style, and is outclassed by other wines in a similar price bracket with a similar style. To make matters worse, I don't like it.
Side note: I give it 86 points, and not less, for three reasons: 1. if I liked that aroma, this would deliver it in spades, and in a package that has nice structure and a long finish; 2. because wtf are points; and 3. because maybe this evolves with age, and I'm opening a baby. But even in this case, you gotta make wine that's quality in its youth. I could open a 2019 Montebello and have a great time, even though doing so would be a misallocation of funds.